Your Country Property Connection for Sonoma County & Marin County

For Buyers

Buying a home or country property is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new property and community meets your needs. Our services and experience range from financial aid to helping you find the property that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.

How We Can Help
Before you start looking
Closing Costs

As Your Agent, We Will:

  • Assure that you see all the properties in the area (not just our listings) that meet your criteria.
  • Guide you through the entire  buying process, from finding properties to look at, to getting the best financing.
  • Make sure you don't pay too much for your new property and help you avoid costly mistakes.
  • Answer all of your questions or direct to experts about the local market area, including zoning, wells, septic, easements, schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Property:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • If a property is a good deal, it will not last long and pre-approved buyers have the strongest offers!!
  • Choose a REALTOR® that you trust, who understands your needs and will work with you full-time.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new property to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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Scott Stevens
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